Real Talk: Real Estate
Local Living & Real Estate in Northeast Florida – Tips, Market Updates, and Expert Guidance for Buyers and Sellers.

By Katie Smith
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September 22, 2025
If you’re searching for affordable new construction homes in Baker County, Florida , you’ll want to check out the Greystone community by Century Complete Builders in Glen St. Mary, FL 32040. This exciting neighborhood offers move-in ready homes as well as homes projected to be ready in just 4–6 months — perfect for buyers looking for a fast, hassle-free new home . 🎥 Check out my 10-second reel walking through one of these stunning new construction homes! https://www.instagram.com/reel/DO6h50ykeEe/?igsh=MWJvbGtoYTd1djJpMA== Why Greystone is Perfect for Buyers 💰 Prices starting in the high $270Ks 📐 Floor plans ranging from 1,290–2,180 sq. ft. 🛏 3–5 bedrooms | 2–3 bathrooms | 2-car garages 💡 Energy-efficient features and designer finishes 🏡 Move-in ready homes or ready within 4–6 months 📉 Interest rates as low as 3.785% + builder incentives Features You’ll Love Luxury vinyl plank flooring throughout main living areas Granite or quartz countertops with shaker-style cabinets Stainless-steel appliance packages (range, dishwasher, microwave) Smart, energy-efficient HVAC systems 8-ft ceilings, LED lighting, and open-concept layouts Why You Need a Realtor for New Construction Many buyers don’t realize that the builder’s sales agent works for the builder, not you . That’s where I come in! Here’s what I do for my customers: Advocate for your best interests from start to finish Help negotiate contracts, upgrades, and incentives Represent you at no extra cost , since buyer’s agent fees are historically paid by the seller/builder (though always negotiable) Working with a realtor ensures that your voice is heard and that you get the most value from your new home purchase. Searching for: New construction homes in Glen St. Mary, FL 32040 Affordable homes with low interest rates in Baker County Move-in ready or upcoming homes in Baker County, FL The Greystone community by Century Complete Builders should be at the top of your list! 📲 Message me today to schedule a private tour, learn about floor plans, or take advantage of current incentives. #GlenStMaryFL #BakerCountyHomes #NewConstructionFL #AffordableHomes #LowInterestRates #GreystoneCommunity #CenturyCompleteBuilders #MoveInReadyHomes #KatieSellsFL

By Katie Smith
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September 14, 2025
As we progress through 2025, Jacksonville's real estate landscape is undergoing notable shifts. Whether you're considering buying or selling, staying informed about these changes is crucial. Here's what you need to know: 1 . Transition to a Buyer's Market Recent data indicates that Jacksonville has entered a buyer's market, characterized by increased inventory and more affordable options. As of June 2025, the city reported 6.3 months of housing supply, surpassing the six-month threshold that typically signifies a balanced market. 2. Declining Home Prices The median listing price for homes in Jacksonville has decreased by 3.2% year-over-year, now at $295,000 as of August 2025. This price adjustment provides buyers with more opportunities in the market. 3. Increased Inventory Levels The Jacksonville housing market has seen a rise in inventory, with more homes available for sale. This increase offers buyers a broader selection and more negotiating power. 4. Mortgage Rates Stabilizing Mortgage rates have recently dropped to 6.35%, their lowest in 11 months. This decline enhances affordability for buyers, allowing them to consider higher-priced homes within their budget. 5. Investment Opportunities in Jacksonville Despite the cooling market, Jacksonville remains a strong contender for real estate investment. The city's growing population and economic development continue to make it an attractive location for investors seeking long-term gains. Considering Buying or Selling in Jacksonville? Understanding these market dynamics is essential for making informed decisions. If you're ready to explore your options in Jacksonville's evolving real estate market, feel free to reach out. I'm here to provide personalized guidance tailored to your needs. Sources: Wall Street Journal: Mortgage Rates Are at an 11-Month Low New York Post: 7 Major US Cities Are Now Officially 'Buyer's Markets' Realtor.com: Jacksonville, FL Housing Market Northeast Florida Association of Realtors: Market Reports Investopedia: Housing Market Value Jumps $20T in 5 Years

By Katie Smith
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August 24, 2025
As a dedicated real estate professional serving Jacksonville and the broader Northeast Florida region, I understand the importance of staying informed about the ever-changing housing market. Whether you're considering buying, selling, or investing, having up-to-date knowledge is crucial. Here's an overview of the current market trends and how I can assist you in making informed decisions.

By Katie Smith
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August 29, 2005
Planning to sell your home in Northeast Florida? Discover current market trends, pricing strategies, and tips to attract buyers in Duval County, Clay County, St. Johns County, Baker County, Putnam County, and Nassau County. Selling a home in Northeast Florida in 2025 requires a strategic approach, given the evolving market dynamics. Whether you're in Jacksonville, St. Augustine, or Glen St. Mary, understanding the current trends can help you achieve a successful sale. Current Market Trends Slower Sales Pace: July 2025 data indicate a slowdown in home sales, with increased inventory providing buyers with more options. Price Flexibility: Sellers are becoming more flexible on price, terms, and repairs to attract potential buyers. Balanced Market Conditions: The market is shifting towards a more balanced environment, reducing the urgency for sellers. Strategies for Sellers Competitive Pricing: Set a realistic price based on current market conditions to attract serious buyers. Enhance Curb Appeal: Invest in landscaping and exterior improvements to make a strong first impression. Stage Your Home: Present your home in its best light to appeal to a wide range of buyers. 📍 Local Market Insights Jacksonville: A large urban market with diverse buyer demographics, requiring tailored marketing strategies. St. Augustine: Appeals to retirees and those seeking a coastal lifestyle, emphasizing the area's historic charm. Glen St. Mary: A rural setting with affordable housing options, attracting first-time buyers, and investors. 📞 Let's Discuss Your Selling Strategy If you're ready to sell your home in Northeast Florida, I can provide a comprehensive market analysis and develop a customized plan to maximize your property's value. Contact me today to get started. Sources: Northeast Florida Association of Realtors (NEFAR): NEFLAR Realtor.com: Realpha NeighborhoodScout: NeighborhoodScout




