Navigating Jacksonville’s 2025 Real Estate Market: What Buyers and Sellers Need to Know

Katie Smith

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As we progress through 2025, Jacksonville's real estate landscape is undergoing notable shifts. Whether you're considering buying or selling, staying informed about these changes is crucial. Here's what you need to know:


1. Transition to a Buyer's Market

Recent data indicates that Jacksonville has entered a buyer's market, characterized by increased inventory and more affordable options. As of June 2025, the city reported 6.3 months of housing supply, surpassing the six-month threshold that typically signifies a balanced market.


2. Declining Home Prices

The median listing price for homes in Jacksonville has decreased by 3.2% year-over-year, now at $295,000 as of August 2025. This price adjustment provides buyers with more opportunities in the market.


3. Increased Inventory Levels

The Jacksonville housing market has seen a rise in inventory, with more homes available for sale. This increase offers buyers a broader selection and more negotiating power.


4. Mortgage Rates Stabilizing

Mortgage rates have recently dropped to 6.35%, their lowest in 11 months. This decline enhances affordability for buyers, allowing them to consider higher-priced homes within their budget.


5. Investment Opportunities in Jacksonville

Despite the cooling market, Jacksonville remains a strong contender for real estate investment. The city's growing population and economic development continue to make it an attractive location for investors seeking long-term gains.


Considering Buying or Selling in Jacksonville?

Understanding these market dynamics is essential for making informed decisions. If you're ready to explore your options in Jacksonville's evolving real estate market, feel free to reach out. I'm here to provide personalized guidance tailored to your needs.


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By Katie Smith September 22, 2025
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